Bond Issuer

Piramal Capital Housing Finance Ltd

Industry: Housing Finance

Credit rating: Verify latest ratings for outstanding ISINs

Piramal Capital & Housing Finance Limited (PCHFL) is a renowned company engaged in the business of housing finance. It majorly deals in rendering financial assistance in wholesale …

Issuer Overview

Piramal Capital & Housing Finance Limited (PCHFL) is a renowned company engaged in the business of housing finance. It majorly deals in rendering financial assistance in wholesale and retail to businesses in the real estate and non-real estate sectors.

About Company

Investors prefer to buy Piramal Capital & Housing Finance Limited bonds. Company bonds are known to perform well in the market. The Piramal NCD coupon rates generally range between 8% to 9%, and sometimes more. The issued NCDs can be secured, senior, listed, and redeemable NCDs. These Non-convertible debentures (NCDs) are sometimes issued in different series. The tenor of the NCDs varies from series to series. However, the tenor ranges between 26 months to 120 months.

Business Overview

The company offered coupon rate is attractive and good for investors who are prepared to take some risk. The returns earned can help you accomplish your varied financial goals. You can think over your decision of Piramal secured bonds buy online as it may prove to be a fruitful decision.

Key Highlights

  • Housing finance arm within the Piramal financial ecosystem
  • Focus on retail mortgage and affordable housing
  • Active debt-market issuer

Credit Rating

Verify latest ratings for outstanding ISINs

Industries Served

  • Affordable Housing
  • Home Loans
  • Loan Against Property

Strengths

  • Piramal Capital & Housing Finance Limited was earlier popular as Dewan Housing Finance Corporation Ltd.
  • Today the company is referred to as Piramal Finance
  • The 15th Annual Euromoney Real Estate Survey 2019 recognised Piramal Finance as India’s ‘Best Overall Investment Manager’
  • Earner ranked 13th amongst ‘Asia’s 25 Best Workplaces 2019’
  • Recognised as ‘The Best Debt provider of the Year – Alternative’ amidst global private equity space at the Private Equity Wire Awards 2019
  • The Company has become one of the largest housing finance companies in India post completing the successful acquisition of Dewan Housing Finance Ltd. (DHFL) in Sep-2021

Risk Factors

  • Real-estate and borrower credit risk
  • Interest-rate and ALM mismatches
  • Funding-market volatility

Why Invest

  • The company operates in the real estate sector and offers a diverse range of financial solutions. These solutions include debt instruments, private equity, housing finance, and Flexi lease. This variety caters to different financial needs within the real estate industry.
  • The creditworthiness of Piramal, coupled with its competitive bond prices, sets it apart from other companies issuing non-convertible debentures. Investors can benefit from this competitive pricing when considering investment options.
  • Piramal Capital & Housing Finance Limited is a wholly-owned subsidiary of Piramal Enterprise Limited. Founded in 2017, the company is based in Mumbai and serves as a key player in the financial sector, specifically in real estate financing.
  • Piramal Capital & Housing Finance Limited periodically issues Piramal NCD bonds with varying objectives. These bonds provide investors with opportunities to invest in the company's financial products and participate in its growth.
  • Investors looking to invest in Piramal NCD bonds should consider their investment needs and risk tolerance. Assessing the credit rating allocated to the company can provide valuable insights for making informed investment decisions.

Financial Snapshot

Segment
Housing Finance
Focus
Retail Mortgage

FAQs

Disclaimer

The facts and information on this page are for information and awareness purposes only. No information provided here is intended for any specific user and should not be construed as investment advice or a recommendation of any kind. Consult your professional investment or tax advisor before investing in any securities, including bonds mentioned on this page. Digifinn (Launchpad Fintech Private Limited) shall not be liable for losses incurred based on decisions made using information on this page. Investments in debt securities are subject to credit, market, liquidity and default risks. Past performance is not indicative of future results. Verify the latest credit ratings, offer documents and suitability before investing.