Bond Issuer

Indiabulls Housing Finance Ltd

Industry: Housing Finance

Credit rating: Verify latest CRISIL / ICRA / CARE ratings

Indiabulls Housing Finance Limited (IBHFL) is a well-known company engaged in the business of rendering home loans. The company provides finance for construction and maintenance wo…

Issuer Overview

Indiabulls Housing Finance Limited (IBHFL) is a well-known company engaged in the business of rendering home loans. The company provides finance for construction and maintenance work of any apartments, houses, flats, bungalows, township, rooms etc.

About Company

It is the 3rd largest housing finance company with 1 million + satisfied customers. Indiabulls Housing Finance Ltd. (IBHFL) has more than 130 branches. Indiabulls Housing Finance Limited (IBHFL) product includes Home Loan, Home Loan Balance Transfer, MSMSE Loans & LAP, Home Loans for NRI's, Home Renovation Loan, Home Extension Loans, and Rural Home Loans.

Business Overview

IBHFL is accessible in over 90 towns & cities in the country. The company serves NRIs/PIOs with two representative offices in Dubai and London presently. As of 30th June 2021, the company has a balance sheet size of ₹ 0.87 trillion. Until now, the company has disbursed cumulative loans amounting to over ₹ 2.86 trillion and serviced more than 1 million happy customers. Investing in Indiabulls Housing Finance bonds can be a good choice even for retail investors.

Key Highlights

  • Listed housing finance company
  • Retail and wholesale mortgage franchise
  • Regular participation in debt capital markets

Credit Rating

Verify latest CRISIL / ICRA / CARE ratings

Industries Served

  • Home Loans
  • Loan Against Property
  • Corporate Mortgage

Strengths

  • Focuses on housing finance, consumer finance & personal wealth
  • A well-managed and good performing company to invest
  • It has a good product range and presence at key locations in India
  • It has ‘AA’ credit rating by CRISIL, ICRA, and CARE
  • IBHFL bonds are known to offer better returns to bondholders
  • Indiabulls Housing Finance Limited NCDs are in great demand owing to many reasons

Risk Factors

  • Real-estate linked asset quality risk
  • Wholesale funding dependence
  • Interest-rate and refinancing risk

Why Invest

  • Indiabulls Housing Finance Ltd. offers a diverse range of loan products, including plot loans and loans against residential, commercial, and rental properties. The company also provides financial advisories and consultancy services to its customers.
  • Regulated by the Reserve Bank of India (RBI), Indiabulls Housing Finance Ltd. holds the distinction of being India's third-largest housing finance company. It has gained recognition for its creditworthiness, with credit ratings of 'AA' from leading rating agencies such as CRISIL, CARE, and ICRA, and an 'AA+' rating from Brickwork.
  • The creditworthiness and positive ratings have contributed to the growth of Indiabulls Housing Finance Ltd., reflected in its strong performance in the market. The company's share price in India has received a boost due to its reputation and reliability.
  • Indiabulls Housing Finance Ltd. stands out as India's first online home loan fulfilment platform and has a nationwide presence. Its successful track record and performance have made the Indiabulls Housing Finance NCD IPO an attractive investment opportunity in the competitive market.
  • Sameer is the founder and chairman of the Indiabulls Group

Financial Snapshot

Segment
Housing Finance
Products
Home Loans / LAP

FAQs

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Disclaimer

The facts and information on this page are for information and awareness purposes only. No information provided here is intended for any specific user and should not be construed as investment advice or a recommendation of any kind. Consult your professional investment or tax advisor before investing in any securities, including bonds mentioned on this page. Digifinn (Launchpad Fintech Private Limited) shall not be liable for losses incurred based on decisions made using information on this page. Investments in debt securities are subject to credit, market, liquidity and default risks. Past performance is not indicative of future results. Verify the latest credit ratings, offer documents and suitability before investing.