Bond Issuer

Fullerton India Credit Company Ltd

Industry: NBFC / Consumer & MSME Finance

Credit rating: Investment grade NBFC ratings (verify latest)

Fullerton India Credit Company Limited (FICC) is a non-banking financial company (NBFC) engaged in serving clients at different locations. The company is known to perform well sinc…

Issuer Overview

Fullerton India Credit Company Limited (FICC) is a non-banking financial company (NBFC) engaged in serving clients at different locations. The company is known to perform well since its inception. Investors from different sections of society have benefitted from its performance in the market.

About Company

Fullerton India Credit Company Ltd NCD IPOs are among the demanding investment options. The creditworthiness and good ratings have won the trust of investors from different segments. Today, it is a brand in the industry and a recognised NBFC in India.

Business Overview

The company's authorised capital is INR 250000.0 lakhs. It has 79.20286% paid-up capital which is INR 198007.15 lakhs.

Key Highlights

  • Established NBFC serving individuals and MSMEs
  • Pan-India credit distribution focus
  • Recognized brand in consumer and small-business lending

Credit Rating

Investment grade NBFC ratings (verify latest)

Industries Served

  • Personal Loans
  • MSME Lending
  • Rural Finance
  • Consumer Credit

Strengths

  • Fullerton India Credit Company Ltd NCD IPOs can be an ideal investment option

Risk Factors

  • Unsecured and MSME credit risk
  • Interest-rate and funding cost volatility
  • Collection and asset-quality cycles

Why Invest

  • Fullerton India Credit Company Ltd focuses primarily on individuals and small businesses (MSMEs), providing credit-based solutions to meet their financial needs.
  • The NCD IPOs of Fullerton India Credit Company Ltd have been well-received by investors, reflecting the positive sentiment towards the company. It recently raised Rs. 750 crores from its parent company, Fullerton Financial Holdings, to expand its reach and serve the financial requirements of valuable individuals and small businesses (MSMEs) on flexible terms.
  • Fullerton India Credit Company Ltd's IPOs have received a AAA rating from credit rating agencies Crisil, ICRA, and Care, highlighting the company's strong creditworthiness and reliability.
  • As a customer-focused organization, Fullerton India Credit Company Ltd is committed to continuous business expansion and strives to meet the evolving needs of its customers, particularly individuals and small businesses (MSMEs).
  • NBFC Fullerton India enables EMI payment through Paytm

Financial Snapshot

Authorised Capital
₹25,000 Cr
Paid-up Capital
₹19,801 Cr
Segment
NBFC

FAQs

Disclaimer

The facts and information on this page are for information and awareness purposes only. No information provided here is intended for any specific user and should not be construed as investment advice or a recommendation of any kind. Consult your professional investment or tax advisor before investing in any securities, including bonds mentioned on this page. Digifinn (Launchpad Fintech Private Limited) shall not be liable for losses incurred based on decisions made using information on this page. Investments in debt securities are subject to credit, market, liquidity and default risks. Past performance is not indicative of future results. Verify the latest credit ratings, offer documents and suitability before investing.