How can a Union Bank Fixed Deposit Calculator help you?
Digifinn’s Union Bank FD Calculator presents estimates in a clear format. You can run it as often as you like with different tenures and rates that match your planning needs. It helps with:
- Financial planning — estimate maturity value for a chosen tenure and rate
- Time saving — avoid lengthy manual interest calculations
- Clearer comparisons — adjust inputs to compare different scenarios
- Convenience — use the tool anytime on Digifinn at no cost
Union Bank FD Interest Rates (illustrative — domestic / NRO deposits less than ₹3 crore)
The rates below are published for educational illustration based on publicly shared Union Bank of India tenure slabs. They may be outdated and are not Digifinn’s rates. Verify the latest Union Bank FD rates on the bank’s official channels before investing. For super senior citizens (often aged 80 and above), some banks offer an additional interest margin over senior-citizen rates (sometimes cited around 0.25% p.a.) — confirm with Union Bank.
| Tenor | Interest rates for general citizens (p.a.) | Interest rates for senior citizens (p.a.) |
|---|
| 7 days to 45 days | 3.40% | 3.90% |
| 46 days to 90 days | 4.40% | 4.90% |
| 91 days to 120 days | 4.70% | 5.20% |
| 121 days to 180 days | 4.90% | 5.40% |
| 181 days to less than 1 year | 6.15% | 7.10% |
| 1 year | 6.40% | 6.90% |
| Above 1 year to 996 days | 6.50% | 7.00% |
| 997 days | 6.30% | 6.80% |
| Above 998 days to less than 3 years | 6.50% | 7.00% |
| 3 years | 6.60% | 7.10% |
| Above 3 years to 10 years | 6.40% | 6.90% |
