Estimate ICICI Bank fixed deposit maturity value and interest with Digifinn’s free FD calculator. Enter amount, tenure, and rate to plan your returns.
Interest Payout
TOTAL MATURITY VALUE
₹ 30,504.75
Invested amount
₹ 25,000.00
Est. Returns
₹ 5,504.75
An ICICI Bank fixed deposit lets you place a sum with the bank for a chosen tenure at a stated interest rate. At maturity, the bank is scheduled to return the principal along with accrued interest as per the deposit terms — subject to the bank’s rules, TDS, and applicable risks.
Digifinn’s ICICI Bank FD Calculator helps estimate interest and maturity value from the amount, tenure, and rate you enter. Results are illustrative planning estimates only. Always confirm current ICICI Bank FD rates and product terms on the bank’s official channels before investing.
The rates below are published for educational illustration based on publicly shared ICICI Bank tenure slabs. They may be outdated and are not Digifinn’s rates. Verify the latest ICICI Bank FD rates on the bank’s official channels before investing.
| Tenure | Interest rates for general citizens (p.a.) | Interest rates for senior citizens (p.a.) |
|---|---|---|
| 7 days to 45 days | 2.75% | 3.25% |
| 46 days to 90 days | 4.00% | 4.50% |
| 91 days to 184 days | 4.50% | 5.00% |
| 185 days to < 1 year | 5.50% | 6.00% |
| 1 year to < 18 months | 6.25% | 6.75% |
| 18 months to 2 years | 6.40% | 6.90% |
| 2 years 1 day to 10 years | 6.60% | 7.10% |
| 5 years (Tax Saver FD) | 6.60% | 7.10% |
Illustrative only. Large-deposit slabs and premature-withdrawal conditions change frequently. Confirm current ICICI Bank rates for your deposit amount and customer category before investing.
| Tenure | Interest rates for general citizens (p.a.) | Interest rates for senior citizens (p.a.) |
|---|---|---|
| 7 days to 29 days | 3.75% | 3.75% |
| 30 days to 45 days | 4.50% | 4.50% |
| 46 days to 60 days | 4.75% | 4.75% |
| 61 days to 90 days | 5.00% | 5.00% |
| 91 days to 120 days | 5.25% | 5.25% |
| 121 days to 184 days | 5.25% | 5.25% |
| 185 days to 270 days | 5.50% | 6.00% |
| 271 days to < 1 year | 5.50% | 6.00% |
| 1 year to 389 days | 6.25% | 6.75% |
| 390 days to < 15 months | 6.25% | 6.75% |
| 15 months to < 18 months | 6.25% | 6.75% |
| 18 months to 2 years | 6.40% | 6.90% |
| 2 years 1 day to 5 years | 6.60% | 7.10% |
| 5 years 1 day to 10 years | 6.60% | 7.10% |
Digifinn’s ICICI Bank FD Calculator is designed to be easy to use. Enter the deposit amount, tenure, and interest rate you want to model, then choose a payout preference. The tool estimates interest and maturity value using Digifinn’s calculation method — treat outputs as planning aids, not bank-confirmed figures.
Typical inputs when planning an ICICI Bank FD (and what Digifinn’s calculator models):
A bank FD is a deposit with a stated interest rate and tenure under the bank’s terms. Bonds are tradable debt securities whose returns can vary with market prices, credit quality, and coupon structure. Neither should be treated as guaranteed.
Interest on bank FDs is generally taxable as per your slab, and TDS may apply. Bond interest or gains are also typically taxable, though some products (for example certain tax-free bonds) may have different tax treatment. Tax Saver FDs may offer deductions under applicable law for a lock-in period — consult a tax advisor for your situation.
ICICI Bank offers fixed deposits and may provide access to other investment products through its channels. You can also explore bonds on Digifinn. Processes, eligibility, and KYC requirements differ by product.
Bank FDs typically have a rate fixed at booking for the chosen tenure (unless the product is floating-rate). Some bonds have fixed coupons; others may be floating or market-linked. Always check the specific product terms.
Some investors prefer bank FDs when they want relatively predictable interest estimates for a set tenure. Bonds may offer higher yields but carry market and credit risks. Choose based on your risk appetite, liquidity needs, and tax situation — and review offer documents carefully.
