Estimate Axis Bank fixed deposit maturity value and interest with Digifinn’s free FD calculator. Enter amount, tenure, and rate to plan your returns.
Interest Payout
TOTAL MATURITY VALUE
₹ 30,504.75
Invested amount
₹ 25,000.00
Est. Returns
₹ 5,504.75
Axis Bank offers a range of fixed deposit products that may suit different investment horizons and payout preferences. If you are evaluating an Axis Bank FD, Digifinn’s AXIS Bank FD Calculator can help you estimate maturity value and interest based on the inputs you provide — free to use for planning purposes.
Results are illustrative estimates only. Actual Axis Bank interest rates, compounding rules, TDS, and payout terms can differ by product, amount slab, and customer category. Always confirm current rates and terms with Axis Bank before investing.
As commonly described for Axis Bank FDs, simple interest may be used for shorter tenures (often under 6 months), while deposits of about 6 months and above are often compounded quarterly. For cumulative FDs, interest earned in a previous quarter may be added to the principal for the next compounding period.
For monthly interest payout options, interest is often calculated at a discounted rate versus the standard cumulative rate. Where quarterly payout is chosen, interest is typically calculated and paid on a quarterly basis. Digifinn’s calculator uses its own estimation method (quarterly compounding for on-maturity payout; simple interest for monthly/quarterly payout) — treat outputs as planning estimates, not bank-confirmed figures.
Fixed deposits and bonds carry different risk and liquidity profiles. FD interest and bond returns are not guaranteed. Bond outcomes depend on issuer credit quality, market prices, and other factors.
The rates below are published for educational illustration based on publicly shared Axis Bank tenure slabs. They may be outdated and are not Digifinn’s rates. Verify the latest Axis Bank FD rates on the bank’s official channels before investing.
| Tenure | Interest rates for general citizens (p.a.) | Interest rates for senior citizens (p.a.) |
|---|---|---|
| 7 days to 14 days | 3.00% | 3.50% |
| 15 days to 29 days | 3.00% | 3.50% |
| 30 days to 45 days | 3.25% | 3.75% |
| 46 days to 60 days | 4.00% | 4.50% |
| 61 days to < 87 days | 4.00% | 4.50% |
| 88 days to 3 months 24 days | 4.50% | 5.00% |
| 3 months 25 days to < 4 months | 4.50% | 5.00% |
| 4 months to < 6 months | 4.50% | 5.00% |
| 6 months to < 9 months | 5.50% | 6.00% |
| 9 months to < 1 year | 5.75% | 6.25% |
| 1 year to 1 year 10 days | 6.25% | 6.75% |
| 1 year 11 days to < 13 months | 6.25% | 6.75% |
| 13 months to < 15 months | 6.25% | 6.75% |
| 15 months to < 18 months | 6.50% | 7.00% |
| 18 months to 2 years | 6.60% | 7.10% |
| 2 years to < 3 years | 6.60% | 7.10% |
| 3 years to < 5 years | 6.60% | 7.10% |
| 5 years to 10 years | 6.60% | 7.35% |
Illustrative only. Large-deposit slabs and preferential rates change frequently. Confirm current Axis Bank rates for your deposit amount and customer category before investing.
| Tenure | Interest rates for general citizens (p.a.) | Interest rates for senior citizens (p.a.) |
|---|---|---|
| 7 days to 14 days | 4.00% | 4.50% |
| 15 days to 29 days | 4.00% | 4.50% |
| 30 days to 45 days | 4.80% | 5.30% |
| 46 days to 60 days | 5.05% | 5.55% |
| 61 days to < 87 days | 5.30% | 5.80% |
| 88 days to 3 months 24 days | 5.80% | 6.30% |
| 3 months 25 days to < 4 months | 4.25% | 4.75% |
| 4 months to < 6 months | 5.80% | 6.30% |
| 6 months to < 9 months | 5.95% | 6.45% |
| 9 months to < 1 year | 6.05% | 6.55% |
| 1 year to 1 year 10 days | 6.40% | 6.90% |
| 1 year 11 days to < 13 months | 6.40% | 6.90% |
| 13 months to < 15 months | 6.40% | 6.90% |
| 15 months to < 18 months | 6.50% | 7.00% |
| 18 months to 2 years | 6.60% | 7.10% |
| 2 years to < 3 years | 6.60% | 7.10% |
| 3 years to < 5 years | 6.60% | 7.10% |
| 5 years to 10 years | 6.60% | 7.35% |
An FD is a deposit product with a stated interest rate and tenure set by the bank or company. Bonds are tradable debt securities whose returns can vary with market prices, credit quality, and coupon structure. Neither outcome should be treated as guaranteed.
Bonds can sometimes offer higher yields than bank FDs, but they also carry market and credit risks. FDs typically provide more predictable coupon-style interest if held to maturity, subject to the issuer’s terms. Compare risk, liquidity, and after-tax outcomes before deciding.
Bank FDs are often viewed as relatively lower-risk within retail fixed income, subject to bank credit risk and applicable deposit insurance limits. Bond safety depends largely on the issuer’s creditworthiness, structure, and market conditions. Always review offer documents and ratings.
Many FDs allow premature withdrawal subject to penalties or revised interest. Listed bonds may be sold in the secondary market, but sale prices can be higher or lower than purchase price depending on market conditions and liquidity.
Interest from most FDs is generally taxable as per your income-tax slab, and TDS may apply. Bond interest and capital gains also have tax implications; some bonds may be tax-free under specific rules. Consult a tax advisor for your situation.
